Manal Saleh
The financing, backed by Idrisi Ventures,
Suhail Ventures and BLOMINVEST, marks Nayla as the first venture launched from
Sanabil Studio to secure external institutional funding and will support the
expansion of digital microfinance for Saudi businesses.
RIYADH, Saudi Arabia, [DATE] - Sanabil
Studio, the venture-building arm of Sanabil Investments, a company wholly owned
by the Public Investment Fund (PIF), recently announced that Nayla Finance, a
Saudi Central Bank (SAMA)-licensed fintech providing microfinancing solutions
for micro businesses and entrepreneurs, has raised nearly 67 million SAR (US$18
million) in equity and debt financing to support its next phase of growth. This
has been more than two and a half times the capital secured in its previous
round.
The equity component was led by Idrisi
Ventures, with participation from Suhail Ventures and other strategic
investors, while Blominvest provided a debt facility to support the expansion
of Nayla's lending portfolio. Founded in 2024 by Shaqran Alyahya and Khalid
Naili in partnership with Sanabil Studio, Nayla is the first venture launched
from the Studio to secure external institutional funding.
Nayla was built to address one of the most
persistent constraints on Saudi Arabia's economy: access to finance for micro
businesses. According to the 2024 International Monetary Fund, micro
enterprises accounted for just 0.7 percent of Saudi banks' total credit
portfolio, with small enterprises receiving only 2.5 percent. After identifying
and validating this opportunity, Sanabil Studio partnered with Shaqran Alyahya
and Khalid Naili to build and launch Nayla, investing in the company at its
formation in 2024.
Since its formation, Nayla has progressed
from an early-stage venture to a SAMA-licensed finance company. It received its
microfinance license in April 2025, one of a fast-growing cohort that has since
expanded to 77 licensed finance companies, and has since expanded its
operations, culminating in this latest round of institutional financing.
The round lands amid strong momentum in the
Kingdom's fintech sector. Saudi Arabia now counts 261 fintech companies,
surpassing its 2025 target of 230, while SME lending has grown to over 9.4
percent of total bank financing, up from a 5.7 percent baseline, according to
the Financial Sector Development Program's 2024 annual report. Nayla's
achievement reflects growing investor confidence in ventures built to serve
underbanked segments of the Saudi economy.
Built for Saudi Arabia's entrepreneurial
ecosystem, Sanabil Studio partners with founders to turn validated market
opportunities into scalable businesses, combining venture design, co-founder
matching, strategic networks and early capital with founders' sector knowledge
and ambition. Nayla's progression from a validated opportunity to a
SAMA-licensed business backed by external institutional investors reflects this
model in action.
"What excites us most about this
milestone is not just the capital raised, but what it represents,” said
spokesperson, Sanabil Studio. “In a short period of time, Shaqran and Khalid
have transformed an idea into a licensed financial institution serving an
underserved segment of the Saudi economy. Nayla is the first venture from
Sanabil Studio to reach this milestone, and we believe it marks the beginning
of many more ventures creating meaningful impact across the Kingdom.
"The successful closing of the
Pre-Series A round is an important milestone for Nayla and reflects the
progress our team has made since launch,” said Shaqran Alyahya, Co-Founder and
Chief Executive Officer, Nayla. “Sanabil Studio backed us from the earliest
stage, helping shape the opportunity while giving Khalid and me the ownership
to build and lead the company. With this new institutional backing, our focus
is on scaling Nayla responsibly and expanding access to financing for micro
businesses across Saudi Arabia.”




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